4.9
from 312 business owners

Fast and Easy Business Lending

Watch this short video to see how it works. Then fill out a quick form and get real loan offers as soon as the next workday.

Watch: How We Get You Funded5 MIN
Richard Hale, Managing Director, presenting the video
Richard HaleManaging Director
0:00CC
  • Up to $10,000-$5,000,000+ in funding
  • Options available for low credit or no collateral
  • Funding as fast as 24 hours
Start My 5-Minute Application
No obligationYour information is kept confidential

As featured in

By the numbers

Why Owners Trust Us

$140M+
in funding for our clients
1,200+
businesses helped
75+
lenders we work with
4.9/5
client rating

As of Sept. 30, 2026.

Three simple steps

How It Works

  1. 01

    Apply

    Answer a few simple questions about your business. It takes about 5 minutes.

  2. 02

    Pre-Approved in Minutes

    You’ll get a quick decision for pre-approval and talk to a dedicated rep to answer any questions.

  3. 03

    Pick Your Best Offer

    We compare your offers and help you pick the best one.

Client stories

Real Owners. Real Funding.

Verified Thornrock clients, in their own words.

FAQ

Common Questions

Quick answers to what owners ask us most.

Do I have to take an offer?

No. You see your options, and you decide.

Will you run my credit?

Some lenders check your credit. We always ask you first.

Do I pay anything up front?

Some lenders have outside fees, like checking what a property is worth. We tell you before you sign anything.

How fast can I get the money?

Depending on which options you choose. It could be as fast as same day for financing that doesn’t require collateral or a few weeks for the ones that do.

A smiling business owner holding up her phone, showing she was funded $70,000

Ready to See How Much You Can Get?

Fill out the 5-minute form. Then we’ll go over your real offers on a quick call.

No obligationYour information is kept confidential
Thornrock Capital
Mon–Fri 8 AM–7 PM ET

Thornrock Capital is not a lender, and we don’t decide who gets approved. Other lenders make the loans and set the terms. Lenders may pay us when a loan is made, but that never changes the options we show you. We don’t show every loan on the market.

Same-day funding is available for some financing that doesn’t require collateral, once your file is complete. Financing that requires collateral can take a few weeks. Applying won’t hurt your credit score. Some lenders check credit before final terms, and we ask you first. Client stories come from real clients; your results may be different.

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